Terms of Service

These terms govern your use of Utilium Hub at utiliumhub.com (the "Site"), operated by Utilium, owned by Mike, India ("we", "us"). By using the Site you agree to these terms.

The Site is free to use for personal and commercial purposes. You agree not to misuse it, including by attempting to disrupt it, scraping it at scale, or using it for unlawful activity.

Results from our calculators and tools (including finance, tax, loan, health, fitness and size tools) are estimates for general information. They are not financial, legal, tax or medical advice. Please verify important figures with a qualified professional before making decisions.

We work hard to keep tools accurate, but we provide the Site "as is" without warranties of any kind. Exchange rates, holidays and other external data may be delayed or incomplete. We may change, suspend or remove any tool at any time.

To the extent permitted by law, Utilium is not liable for any loss or damage arising from your use of, or reliance on, the Site or its results.

The Site's design, text and code belong to Utilium. Content you type into tools stays yours; we don't store it.

The Site may show ads and link to third-party sites, such as Amazon. We are not responsible for their content or practices. See our Privacy Policy.

These terms are governed by the laws of India, and disputes are subject to the jurisdiction of the courts of India.

We may update these terms; the date above shows the latest version. Questions: utiliumhub@protonmail.com.